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Natural water runoff from a neighbor’s property due to rain or snow is not actionable. However, natural runoff is uncommon in city areas. Any grading or building which alters the natural runoff and may cause the neighbor to be liable for damages. If a neighbor’s home improvement project causes a water line to burst, creating flood or water damage, the neighbor will likely be responsible. Fortunately, most homeowner’s insurance policies cover this type of negligence.

Inside Water